Until 30 June 2025, the Government will still match your KiwiSaver contributions 50 cents to every $1, up to $521.43. From 1 July, that amount drops by half — and new rules are coming in too.

If you're a KiwiSaver member, you're entitled to Government contribution of 50 cents for every $1 you contribute, up to a maximum of $521.43, for the period ending 30th June 2025.

Starting 1st July 2025, this will be halved to 25 cents per $1 and capped at $260.72, alongside other changes to eligibility criteria.

How to Get the Full contribution this Year:

To receive the full $521.43 for the last time, you’ll need to contribute at least $1,042.86 of your own money between 1 July 2024 and 30 June 2025. Still a bit short? You have until 30th June 2025 to top up your account to meet the minimum contribution required.

What to do now:

✅   Check your contributions on the myIR portal to see if you're on track—or if you need to make a voluntary contribution.

✅   You can top up your KiwiSaver by transferring money through your provider.

How to take control of your KiwiSaver

Take our KiwiSaver HealthCheck — it’s fast, secure, and completely free. We’ll review your fund, ensure it aligns with your goals, and help you make the most of every dollar you invest.

Start Free KiwiSaver HealthCheck

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